PPO - Preferred Provider Organization
A PPO or preferred provider organization is a "managed care" health insurance offering with providers (i.e. doctors hospitals, etc.) who have contracted with a health insurance company or a third-party administrator to provide health care at reduced rates to the members of a health insurance company's PPO health plan.
The idea behind a PPO health plan is that the providers will provide the insured members of the health plan a substantial discount below their regularly-charged rates for health care related services. In theory this arrangement will be mutually beneficial to both health insurance company, healthcare provider and health plan member. The health insurer will be billed at a reduced rates when its insureds utilize services from "preferred" providers, the provider will see an increase in its business as almost all insureds in the health plan will visit participating providers when they need healthcare, and the member benefits when the insurer passes along their savings.
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Enter you zip code above to begin shopping for a PPO that is right for you. Compare rates from top PPO health plans from leading carriers like Blue Cross Blue Shield, Aetna, Kaiser Permanente, and hundreds more. What's more, in many cases you can enroll online.